Paga USSD Code – Transfer, Loan, Airtime, Check Account Balance, Customer Care

Paga is a mobile payment platform that operates in Nigeria. To access Paga’s USSD code, you can dial *242# on your mobile phone and follow the instructions on the screen. This will give you access to Paga’s menu, where you can choose from a variety of options, including:

  • Send money
  • Buy airtime
  • Pay bills
  • Check your balance
  • Generate a transaction ID

Note that you will need to have a Paga account and have linked your mobile phone number to your account to use the USSD code. If you encounter any issues, you can contact Paga’s customer service for assistance.

Electricity Distribution Companies

  • AEDC : *242*803#
  • PHED : *242*816#
  • JED: *242*817#
  • EKEDC : *242*818#
  • KEDCO: : *242*819#


  • DStv : *242*810
  • GOtv : *242*820
  • StarTimes : *242*813#
  • Consat : *242*804#
  • Montage : *242*811#


  • SMILE : *242*801#
  • SPECTRANET : *242*812#
  • SWIFT : *242*814#

Paga USSD Code for Transfer

To transfer money using Paga’s USSD code, follow these steps:

  • Dial *242# on your mobile phone.
  • Enter your Full name, then pick your gender
  • Next, create a 4-digit pin & then re-enter again for confirmation
  • Then Press 0 to access the main menu
  • Select 3 “Send Money” from the menu options.
  • Enter the amount
  • Enter the account number
  • Pick the recipient’s bank
  • Enter your Paga PIN.
  • Confirm the transaction details.
  • Wait for a confirmation message.

Note that Paga charges a transaction fee for sending money through its platform, which may vary depending on the amount being sent and the recipient’s network. Also, ensure that you have sufficient funds in your Paga account to cover the transfer amount and any associated fees.

Send to bank account:

  • Dial *242*AMOUNT*10-digit NUBAN number# .e.g *242*5000*0021456732
  • Select the recipient’s bank and enter their phone number
  • Enter your PIN to confirm the transaction

Send to Paga account:

  • Dial *242*4# and enter the amount
  • Enter recipient’s mobile number or 10-digit NUBAN account number
  • Enter your PIN to confirm transaction

You will receive an SMS with withdrawal codes

Send to Paga agent or ATM for pickup:

  • Dial *242*3# and enter the amount
  • Enter recipient’s mobile number
  • Enter your PIN to confirm transaction

You will receive an SMS with withdrawal codes

How to Recharge Airtime with Paga

  • Dial *242# on your mobile phone.
  • Then pick 7
  • Next, pick your network (MTN, Airtel, Glo or 9Mobile).
  • Enter the recipient’s phone number.
  • Enter the amount you want to send.
  • Confirm it and that’s all

How to Check Your Paga Account Balance

  • Dial *242# on your mobile phone.
  • Then Pick 1

Paga USSD Code for Loan

To access a loan on Paga, you can use the Paga USSD code or download the Paga app on your mobile phone. Here are the steps to access a loan using the USSD code:

  • Dial *242# on your mobile phone.
  • Select “Loans” from the menu options.
  • Choose the type of loan you want to apply for (either “Salary Advance” or “Business Loan”).
  • Enter the required information, such as your employment details, loan amount, and repayment terms.
  • Wait for a response from Paga on the status of your loan application.

Note that accessing a loan through Paga is subject to certain terms and conditions, including an assessment of your creditworthiness. You may also be required to provide additional documentation or collateral to secure your loan. If you encounter any issues with accessing a loan on Paga, you can contact their customer service for assistance.


How to Find my Paga Account

If you have signed up for a Paga account and you’re not sure how to find your account details, here are a few ways to do so:

Check your Phone SMS Inbox and email: When you signed up for your Paga account, you should have received a confirmation email from Paga that contains your account details, including your account number and other important information.

Check the Paga app: If you have downloaded the Paga app on your mobile phone, you can log in to your account and view your account details, including your account balance and transaction history.

Contact Paga customer service: If you’re still unable to find your Paga account details, you can contact Paga’s customer service through their website or by phone. They will be able to help you locate your account and provide any other assistance that you need.

It’s important to keep your Paga account details secure and protect them from unauthorized access. You should also regularly monitor your account activity and report any suspicious transactions to Paga’s customer service immediately.

Paga Customer Care

If you need to contact Paga’s customer care for assistance, you can do so through any of the following channels:

Paga website: Visit Paga’s website at and click on the “Contact Us” link to access the online contact form. Fill in your details and describe the issue you’re facing, then submit the form.

Email: You can send an email to Paga’s customer care team at [email protected]. Be sure to include your account details and a clear description of the issue you’re experiencing.

Phone: You can call Paga’s customer care team at +234 1 277 4632 or 0700 000 7242 (toll-free from MTN lines). Their phone lines are open from 8 am to 8 pm every day.

Social media: You can also contact Paga on their social media channels, such as Twitter and Facebook, by sending a direct message or posting on their page.

When contacting Paga’s customer care, be sure to provide as much detail as possible about the issue you’re facing, including your account number and any relevant transaction information. This will help them to resolve your issue quickly and efficiently.

What is another Name for Paga Bank?

Paga is not a bank but a financial technology company that provides mobile payments, money transfers, and other financial services.

Paga is registered and regulated by the Central Bank of Nigeria as a Payment Service Provider (PSP) and is a member of the Nigerian Interbank Settlement System (NIBSS). Therefore, Paga is not referred to by any other name as a bank.

How can I open Paga Account with USSD code?

You can open a Paga account using USSD code by following these simple steps:

  • Dial *242# on your mobile phone.
  • Select “Register” from the menu options.
  • Follow the prompts to provide your personal details such as your name, date of birth, and phone number.
  • Create a 4-digit PIN that you will use for transactions on your Paga account.

You will receive a confirmation message from Paga with your account details, including your Paga account number.

Once you have successfully registered, you can start using your Paga account to send and receive money, pay bills, buy airtime, and access other financial services available on the Paga platform.

Note that there are certain limits to the amount of money you can transact on your Paga account based on the level of verification you have completed. To enjoy higher transaction limits, you will need to complete the KYC (Know Your Customer) verification process. This can be done at any Paga agent location or by uploading the required documents on the Paga app or website.

Can I use Paga to buy Bitcoin?

As of my knowledge cutoff date of September 2021, Paga did not offer the ability to buy or sell Bitcoin or other cryptocurrencies on its platform. Paga primarily offers mobile payments, money transfers, and bill payment services. However, this may have changed since then. I would recommend checking Paga’s website or contacting their customer service to confirm if they now offer any cryptocurrency-related services.

If you are interested in buying Bitcoin or other cryptocurrencies in Nigeria, there are other exchanges and platforms available that allow you to do so. Some of the popular options include Quidax, Binance, Luno, and BuyCoins. It’s important to do your research and choose a reputable and secure platform that offers fair prices and good customer support.

Paga Agent

Paga has a network of registered agents who provide financial services on behalf of Paga. These agents are typically small business owners, retail shops, and kiosks located in different parts of Nigeria.

As a Paga agent, you can provide financial services such as account registration, cash deposits, and withdrawals, bill payments, airtime recharge, and money transfers to customers. To become a Paga agent, you will need to meet certain requirements, including having a physical shop or kiosk, a mobile phone with internet access, and a valid ID card.

To sign up as a Paga agent, you can visit their website at and click on the “Become an Agent” link to fill out the agent registration form. You will need to provide your personal details, business information, and other relevant documents to complete the registration process.

As a Paga agent, you will earn commissions on the transactions you process for customers, which can help you increase your revenue and grow your business. Paga also provides training and support to agents to help them provide quality service to customers and increase their profitability.

How do i Generate a USSD Code

Generating a USSD code typically requires the services of a telecom operator or a third-party provider that offers USSD code services. If you want to generate a USSD code for a particular service or business, you can follow these steps:

  • Identify a reputable third-party provider that offers USSD code services.
  • Contact the provider and request information on their USSD code services.
  • Provide the provider with the details of the service or business for which you want to generate a USSD code.
  • Work with the provider to design the USSD menu and other features that you want to include in the service.
  • Pay the required fees to the provider for the USSD code services.
  • Test the USSD code to ensure that it is working as expected.
  • Promote the USSD code to your target audience through various marketing channels.

Note that generating a USSD code requires technical expertise and resources, so it may be more feasible for larger businesses or organizations. It’s also important to work with a reputable provider that can ensure the security and reliability of the USSD code service.

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