Kuda Bank is a Nigerian digital bank that offers a variety of financial services, including mobile banking. The bank’s USSD code for mobile banking is *945#.
You can use the Kuda Bank USSD code to carry out various transactions, such as:
- Checking your account balance
- Transferring money to other Kuda Bank accounts or other banks
- Buying airtime for your phone number or for someone else
- Paying bills, such as electricity, water, and cable TV bills
To use the Kuda Bank USSD code, simply dial *945# from your registered mobile number with the bank and follow the prompts. You will need to enter your Kuda Bank account number, the amount you want to transfer or pay, and the recipient’s details if you are making a transfer or payment. – Source (SnapCredit Nigeria)
How to Transfer from Kuda Bank to other Bank without BVN
It is not possible to transfer money from Kuda Bank to another bank account without a BVN (Bank Verification Number). The BVN is a unique identification number that is linked to your bank account and is required for most financial transactions in Nigeria.
To transfer money from your Kuda Bank account to another bank account, you will need to provide the recipient’s bank account details, including their bank name, account number, and account name. You will also need to have a BVN that is linked to your Kuda Bank account.
If you don’t have a BVN, you can register for one at any bank in Nigeria or through a mobile app provided by the Nigerian government called the BVN Enrolment Portal. Once you have a BVN, you can link it to your Kuda Bank account and then proceed to transfer money to other bank accounts.
Note that some banks may have additional requirements for transferring money to their accounts, so you may need to check with the recipient’s bank to find out if there are any additional steps you need to take.
How to Transfer to Kuda Bank from GTB
To transfer money from your GTBank account to a Kuda Bank account, you can use any of the following methods:
GTBank Mobile App: If you have the GTBank mobile app installed on your phone, you can log in, select the “Transfer” option, choose “Other Banks,” and then select “Kuda Bank” as the beneficiary bank. You will need to provide the recipient’s Kuda Bank account number and name and then input the transfer amount.
GTBank Internet Banking: If you have access to GTBank’s internet banking platform, you can log in, select the “Transfers” option, and then choose “Other Banks.” From the list of banks, select “Kuda Bank,” provide the recipient’s Kuda Bank account number and name, and then input the transfer amount.
GTBank USSD Code: If you don’t have access to the GTBank mobile app or internet banking platform, you can use the GTBank USSD code *737# to transfer money to Kuda Bank. Dial *737# and select the “Transfer” option, then select “Other Banks” and enter the Kuda Bank account number and name. You will need to confirm the details and input the transfer amount.
After inputting the required information and confirming the transfer, the money will be transferred from your GTBank account to the Kuda Bank account you specified. The transfer usually takes a few minutes to complete, depending on the bank’s processing time.
How to Check Kuda Account Number
There are different ways to check your Kuda Bank account number. Here are some options:
Kuda Bank Mobile App: If you have the Kuda Bank mobile app installed on your phone, you can log in to your account and go to the “Account” section. Your account number will be displayed at the top of the page.
Dial the Kuda Bank USSD Code: You can check your Kuda Bank account number by dialing the bank’s USSD code *945# from your registered mobile phone number. Follow the prompts and select the “Account Information” option to view your account number.
Contact Kuda Bank Customer Service: You can also contact Kuda Bank customer service through their various channels such as phone calls, email, or social media to request your account number. You will be required to provide some verification information to confirm your identity before the bank shares your account number with you.
If you have an ATM card, your account number is also printed on the front of the card. Additionally, your account number may be included in your account opening documentation or in your account statement if you receive one.
Kuda Bank USSD Code to Check Balance
To check your Kuda Bank account balance using the USSD code, simply dial *945# from your registered mobile phone number with the bank and follow the prompts below:
- Select “Account Information” from the list of options displayed on your screen.
- Select “Check Balance” from the next set of options that will be displayed.
- Enter your Kuda Bank PIN to confirm your request.
- Your account balance will be displayed on your screen.
Note that the USSD code to check your Kuda Bank account balance is free, and you can use it at any time of the day. Also, make sure that the phone number you are using to dial the USSD code is linked to your Kuda Bank account.
ALSO SEE: Opay USSD Code
Kuda Bank USSD Code for Airtime
To buy airtime for your phone number or for someone else’s phone number using the Kuda Bank USSD code, simply dial *945# from your registered mobile phone number with the bank and follow the prompts below:
- Select “Airtime & Bills” from the list of options displayed on your screen.
- Select “Buy Airtime” from the next set of options that will be displayed.
- Select the network you want to buy airtime for.
- Enter the phone number you want to buy airtime for.
- Enter the amount of airtime you want to buy.
- Enter your Kuda Bank PIN to confirm your request.
Your phone number or the recipient’s phone number will be credited with the airtime.
Note that you can buy airtime for any phone number on any network in Nigeria using the Kuda Bank USSD code, and there are no charges for this service. Also, make sure that the phone number you are using to dial the USSD code is linked to your Kuda Bank account.
Kuda Bank ussd code for Loan
To access a loan from Kuda Bank using the USSD code, simply dial *567# from your registered mobile phone number with the bank and follow the prompts below:
- Select “Loans” from the list of options displayed on your screen.
- Select “Get a Loan” from the next set of options that will be displayed.
- Choose the type of loan you want to apply for (salary advance, business loan, or personal loan).
- Enter the required loan amount and select the loan duration.
- Agree to the loan terms and conditions.
- Enter your Kuda Bank PIN to confirm your request.
Your loan request will be processed, and you will receive a notification from Kuda Bank once your loan is approved.
Note that the loan amount you are eligible for and the interest rate will depend on your credit score, transaction history, and other factors. Kuda Bank offers different types of loans with varying interest rates and repayment terms, so make sure you understand the terms and conditions before accepting the loan. Also, make sure that the phone number you are using to dial the USSD code is linked to your Kuda Bank account.
Kuda Bank ussd Code to Open Account
Yes, you can open a Kuda Bank account using the USSD code. Simply dial *945# from your mobile phone and follow the prompts below:
- Select “Open an Account” from the list of options displayed on your screen.
- Enter your first name, last name, and email address as prompted.
- Choose a 4-digit PIN and enter it twice when prompted.
- Provide your date of birth, address, and occupation.
- Enter the next of kin details as requested.
- Provide your BVN (Bank Verification Number).
Review your details to make sure they are accurate and up-to-date.
If everything is correct, submit your application.
Once your application has been submitted, Kuda Bank will review it and provide you with your new account details, including your account number, through your registered email address or via SMS. You can then proceed to fund your account and start using it for transactions.
Note that you will need to have a valid Nigerian phone number and a valid BVN to open an account with Kuda Bank using the USSD code. Also, make sure that you have sufficient airtime on your phone to complete the registration process.
Kuda Bank ussd code for Data
Kuda Bank offers a service that allows you to purchase data bundles from your mobile phone using the USSD code. To purchase a data bundle, simply dial *945# from your registered mobile phone number with the bank and follow the prompts below:
- Select “Airtime & Bills” from the list of options displayed on your screen.
- Select “Buy Data” from the next set of options that will be displayed.
- Select the network you want to buy data for.
- Choose the data bundle you want to purchase.
- Enter the phone number you want to purchase the data for.
- Enter your Kuda Bank PIN to confirm your request.
The data bundle will be credited to the phone number.
Note that you can buy data bundles for any phone number on any network in Nigeria using the Kuda Bank USSD code, and there are no charges for this service. Also, make sure that the phone number you are using to dial the USSD code is linked to your Kuda Bank account.
ussd code for uba to kuda bank
To transfer money from your UBA account to a Kuda Bank account using USSD code, simply follow the steps below:
- Dial *919# from the phone number linked to your UBA account.
- Select “Transfer” from the list of options displayed on your screen.
- Select “Transfer to UBA Account” if the Kuda Bank account you are transferring to is also a UBA account. If not, select “Transfer to Other Banks”.
- If you selected “Transfer to Other Banks”, select “Kuda Bank” from the list of banks displayed on your screen.
- Enter the recipient’s Kuda Bank account number.
- Enter the amount you want to transfer.
- Review the details of the transfer to make sure they are correct.
- Enter your UBA PIN to confirm the transfer.
Once the transfer is confirmed, the recipient’s Kuda Bank account will be credited with the transferred amount.
Note that you may be charged a transfer fee for using this service, and the fee may vary depending on the transfer amount. Also, make sure that you have sufficient funds in your UBA account to complete the transfer.
Does Kuda have Account Number?
Yes, Kuda Bank issues account numbers to its customers. When you open an account with Kuda Bank, you will be assigned a unique account number, which you can use for transactions and other banking activities.
You can find your Kuda Bank account number on the “Account” page of the Kuda Bank mobile app or by dialing the USSD code *566# and following the prompts to check your account balance. You can also contact Kuda Bank customer support for assistance in finding your account number.
Does Kuda have Dollar Account?
As of my knowledge cutoff date of September 2021, Kuda Bank did not offer dollar accounts to its customers. However, Kuda Bank may have added new account options or features since then, so it’s best to check with the bank’s customer support or visit the Kuda Bank website to see if they now offer dollar accounts.
If they do offer this type of account, they should be able to provide you with more information on the account features, requirements, and how to open one.
Can Kuda Borrow Money?
As a financial institution, Kuda Bank can lend money to eligible customers. Kuda Bank offers personal loans to its customers with flexible repayment terms and competitive interest rates.
Customers can apply for a loan through the Kuda Bank mobile app, and the bank will review their application and determine if they are eligible for a loan based on their credit score, income, and other factors.
It’s important to note that Kuda Bank has its own criteria for evaluating loan applications, and not all customers may be eligible for a loan. Also, taking out a loan is a serious financial commitment that should be carefully considered, and customers should make sure they are able to repay the loan on time and in full to avoid defaulting on the loan.